First part - Because it’s an obviously known problem that has yet to be addressed. People here are sharing ideas to help until BL gets a change introduced to fix it.
Machines don’t “just work”. There is extremely sophisticated software telling this machine how to be a machine. The behavior was programmed this way, it didn’t “just happen”.
BL can’t “just fix it”, they have to carefully find why it happens, when it doesn’t, what it affects if they change it, and what other problem(s) they may introduce as a result. This isn’t magic, my Friend, it’s complex engineering, and they aren’t “idiots” for designing it this way, they had a reason.
“Stupid question” part - Well I maintain there aren’t stupid questions, the stupid people are the ones that don’t ask and aren’t willing to learn. You asked so you don’t fall into that camp! 
As for why it moves the bed down - we don’t know. I know that some printers are programmed to “present the print” by lowering the bed to make for easy removal. Why it moves down at start? Not sure.
They could have placed an ‘end stop’ switch, which some printers have, but perhaps decided the cost of the switch, wiring, added assembly time, added point of failure (I have replaced numerous failed microswitches over the years, high failure point), and adds another sensor, which the CPU may not have another port available to support.
Hall effect switches are another answer and more reliable, but cost a lot more and require a magnet as well.
Lets see - $3 for the sensor, $.25 for the magnet, $3 in wiring, a couple hundred at least for the engineering to design it and wire routing, $2 in clips to hold the wires, perhaps $2 for rubber grommets where it goes through a metal wall, $.25 in screws, $2 for someone’s time to install and route the wires during assembly, $10 for adding data to the assembly plans & drawings, $5 for storage of parts and additional fees to keeping the parts in stock. Times 10K printers so far - $155K in parts (not counting the one time fees mentioned like design), with an ongoing amount for each new printer.
So - why didn’t they they “just add a switch?!?” People have no bloody idea how complex and such a statement actually is, and that was just off the top of my head, reality might be even more.
They did it for reasons, not because they’re stupid.
Lots of reasons for them to not put a sensor there, especially since it’s rare for the bed to be down there in normal use.